Abstract: The primary aim of this study is to examine the influence of financial risk, privacy risk, and convenience risk on online shopping behavior in Pakistan, with subjective norms acting as a moderating factor. The study seeks to understand how these risks impact consumer behaviour and how social influences might alter these effects. A quantitative approach was employed, utilizing a questionnaire survey method to collect data from university... [...] Read more

Abstract: The purpose of this study was to construct a unique industry cycle indicator (ICI) for Bangladeshi aggregate firms within the industrial sector, aiming to provide early signals of industrial vulnerability, identify turning points, and evaluate predictive performance. The methodology involved constructing the ICI following the approach of the Conference Board (2000) and testing its robustness with a macro-stress test using lagged independent... [...] Read more

Abstract: The purpose of this study is to examine the status of arbitration confidentiality in Ethiopia, focusing on its legal basis, scope, application, and limitations. The research employs a qualitative approach, utilizing document reviews and interviews with professionals directly involved in arbitration cases. These professionals were selected purposively to provide informed insights. The findings reveal significant debates surrounding the duty of... [...] Read more

Abstract: Intersex persons are born with variations in sex characteristics, including chromosomal, gonadal, hormonal, anatomical, or reproductive traits that do not fit conventional binary definitions of male and female bodies. Although Kenya has become one of the most visible African jurisdictions in the formal recognition of intersex persons through litigation, the 2019 national census, statutory recognition of intersex children, and draft... [...] Read more

Abstract: This study examines the development, applications, and controversies of nudge theory, with particular emphasis on its role in financial decision-making and public policy. It seeks to clarify how nudge-based interventions influence behavior, where they are most effective, and what ethical and practical limitations shape their application. The study adopts a narrative review approach within the interdisciplinary framework of behavioral... [...] Read more